Endowment

For illustrative purposes only. (E&OE)

This section is not mandatory to proceed.

Direct Investor
Intermediated Investor
Gross investment amount before fees
Nett investment amount after initial fees

Lump Sum

Discretionary Portfolios
All Fees are built in
{{lumpSum.provider}} {{lumpSum.product}}
{{lumpSum.currency || 'ZAR'}}
Please select lump sum from the list

NOTE THAT STRUCTURED INVESTMENT FEES DIFFER FROM PRODUCT TO PRODUCT.
REFER TO THE RELEVANT PRODUCT INVESTMENT SCHEDULE, BROCHURE AND SUPPLEMENTARY MATERIAL PUBLISHED ON OUR WEBSITE TO DETERMINE THE REQUIRED FEE INPUTS BELOW.

Advice Fees (Incl Vat)

Initial advice fee  
%
Initial administration fee  
%
Built in fees % Fee Vat Total
Financial advice fee 3.00%
Administration fee 1.50%
Endowment policy fee* 2.00%
Total 6.50%

Notes

*No value added tax on the endowment policy.

Total costs as a percentage of gross investment amount = 7.13%
Fees & Costs are embedded in the price of the share. If the product is cancelled in part or full before the maturity date, the investor will be liable for the fee and costs and this will be claimed by the product issuer by deducting the amount from the total of sale of the shares